Buying a house on the Costa del Sol is a big decision, but that doesn't mean it has to be stressful and complicated. On the contrary, the process should be as smooth as possible, ensuring a simple experience without any hassles.

If you have the right information and use the services of professionals, buying property in Spain can be a pleasant experience. And that's how it should be, because you are investing in your future and buying a house in a beautiful country. It could be a holiday home for you and your family; buy-to-let to generate income from long-term or holiday rentals; or investment vehicle for your portfolio.

However, regardless of price and purpose, the final decision should be made only based on objective information. Only when you are armed with everything you need to know will you make the best investment possible. To help you get all the facts, read on and discover what you need to know before buying a house on the Costa del Sol.

1. Choose the best real estate agent

In an area as famous for second homes as the Costa del Sol, it's no surprise to discover that there are hundreds of real estate agents in the area. But as with all professions, only a few provide the impeccable service that can be expected to go hand in hand with the significant investment of purchasing a home.

When choosing a real estate agent, pay attention to the following:

Comprehensive local knowledge

Only a real estate agent who knows the area inside out will be able to best advise you where to look for a house on the Costa del Sol. Once you've chosen an area you like, find a real estate agent who specializes in it and who can help you find the right property.

Listening skills

Don't ignore this as meeting your requirements is essential if you want to make the right purchase. Choose a real estate agent who is willing to listen to your needs and then recommend the right area and property for you.

2. Select the correct location

The old adage that when buying a property you should consider the three most important things: location, location and location, applies on the Costa del Sol as much as anywhere, and finding the right place for you will be your priority. Along its long coastline, the Costa del Sol offers a wide range of resorts, towns and villages, each with its own characteristics, amenities, nationalities and even microclimates!

Finding the right location for your Costa del Sol home may take some time because, after all, location is the only aspect of property that cannot be changed. Ask your agent to recommend areas based on your must-haves and show you a range of options based on what you're looking for. Remember that the Costa del Sol has a different climate at different times of the year. Find out what your chosen location looks like in the middle of summer and in the middle of winter. A vibrant community or resort in August may close in January.

3. Find the right financing

Once you have decided to buy a house in southern Spain, you may need to provide financing for the purchase. Mortgages are widely available and there are reasonable choices for non-residents. Shop around and discover different products. Compare interest rates and terms carefully before making your decision. Most good real estate agents already know the best mortgages on the market and can offer recommendations based on your situation. Remember that getting a mortgage can take some time, so factor this into your purchasing process.