Buying a property on the Costa del Sol is one of the most important decisions of your life – but it doesn't have to be stressful or complicated.

With proper preparation and support from specialists, the entire process can run smoothly, safely and fully predictably .

The Costa del Sol is a unique region. Here, investors, families, and those looking for a second home find the perfect place to live: year-round sunshine, a stable market, and a vast selection of properties. It's no wonder it's one of the most popular shopping destinations in Europe.

Why is it worth preparing for a purchase?

A house in Spain is not just a financial investment.
It also:

• a place of rest for the family,
• property for short-term or long-term rental,
• capital investment for years,
• the first step to moving to Spain.

To make the right decision, you need reliable information and support from experienced professionals.

3 Key Steps Before Buying a Home on the Costa del Sol

1. Choose the right real estate agent

There are many agents operating on the Costa del Sol, but only a few offer a standard of service commensurate with the value of the investment. Choosing the right specialist is absolutely crucial.

Pay attention to whether the agent:

✔ has extensive knowledge of the local market (zones, prices, trends),
✔ listens to your needs and proposes tailored solutions,
✔ operates transparently and presents all costs,
✔ also helps "after purchase", e.g. with formalities, rent, contacts with a notary or lawyer.

A good agent saves you time and minimizes the risk of errors.

2. Choose the right location

The Costa del Sol is diverse and each area has its own unique character.
Which place is best for you depends on:

• lifestyle,
• budget,
• family needs,
• investment plans.

Examples:
– Marbella – luxury, privacy, top investments.
– Estepona – peace, beautiful beaches, premium investments.
– Mijas / Mijas Costa – ideal for families and for rentals.
– Benalmádena – great connections and full infrastructure.
– Manilva / Casares – beautiful landscapes and favorable prices.

Ask your agent to recommend areas that perfectly match your expectations.

3. Ensure adequate financing

Before making a decision, it is worth comparing available loan options.

✔ Mortgages are available to residents and non-residents.
✔ Banks usually finance 60-70% of the property value for people living outside Spain.
✔ Conditions vary depending on the bank - it is worth consulting a specialist.

A well-prepared financial plan helps avoid surprises and provides greater certainty in the purchasing process.

Summary

Buying a home on the Costa del Sol is an exciting step that – with the right knowledge and expert support – can be simple, safe and rewarding.
By using the help of professionals and analyzing every step of the process, you will make the best decision for yourself and your future in Spain.

👉 See the latest Costa del Sol property offers on our website - we update our database regularly so you always have access to the best deals