How to Safely Buy Property in Spain? The Complete Guide 2026
- Ewa Bochenko
- 5 hours ago
- 2 min read
In this article you will learn:
* how much does it cost to purchase
* how to buy safely
* what to watch out for
Buying a property in Spain is a dream for many people - both those who are looking
places to live and investors. At the same time, one key question arises: how
do it safely?
In this article, I will guide you step by step through the entire property purchasing process.
on the Costa del Sol - without stress, mistakes and unnecessary costs.
1. Choosing a location – price is not the only thing that matters
The most common mistake? Considering price alone.
You can find cheaper properties in, for example, Manilva or Casares, but:
they are further from the airport
have weaker rental potential
often require renovation
👉 Therefore, it is worth considering locations such as:
Estepona
Mijas
Marbella
2. Primary vs. secondary market – what to choose?
Secondary market:
✔ lower price
❌ frequent renovation
❌ hidden costs
Primary market:
✔ modern standards
✔ no renovation
✔ warranty
More and more customers are choosing new investments despite the higher price.
3. Step-by-step purchasing process
Property reservation
Signing the contract
Obtaining a NIE number
Financing (if credit)
Finalization at the notary's office
4. Purchase costs – how much will you really pay?
The price of the property includes:
10% VAT (primary market)
6-10% ITP (secondary market)
approx. 2–3% additional costs
notary, lawyer
5. The most common mistakes buyers make
❌ no document check
❌ buying a renovation "bargain" without calculations
❌ no advisor on site
SUMMARY
Buying a property in Spain can be simple and safe – provided you have
appropriate support and knowledge.
Are you looking for a property on the Costa del Sol?
I help clients safely purchase property in Spain – from selecting an offer to finalizing the transaction at the notary.
✔ proven investments
✔ service in Polish
✔ support at every stage
Comments